Credit Cards GB

UK Credit Card

Within this booming sector there is fierce competition on every high street throughout the UK. Every major bank is offering some type of credit card, with some even being re-branded as a standalone entity in their own right, disassociating them from the bank behind them. This is good news for you as the customer, as the stiff competition between the credit card companies have forced them to offer lower interest rates, as well as other features, to increase the value for money you get from your credit card.

With almost as many credit card companies to credit cards currently availble to apply for it can be a daunting prospect to search through them to find the best deal. That is why we have compiled a list of the best credit card companies to get you on the way.

When looking around for a credit card, there are a bewildering amount of offers available, from zero percent interest on balance transfers to special introductory rates. Ignore these incentives and check the standard rates you will be charged, along with any other charges and hidden costs to determine whether their credit card is right for your circumstances.

There are a number of ways to see which cards offer you the best deals but we recommend comparing their APR. All credit cards will have to quote the APR that they will charge so compare these, and be sure that you are looking at the standard rates and not the special introductory offers that typically only last for the first six to nine months. Many UK credit cards offer additional features such as cashback on all purchases, but don't be fooled by such gimmicks. Often the amount that you will get back is minimal (typically no more than 0.1%) so don't let such an addition hold any weight when deciding between credit cards.

To get you moving in the right direction, we have compiled a list of the top UK credit card companies that are offering the best interest rates on the market.